![](\"http:\/\/www.bruntonwolf.com\/wp-content\/uploads\/2025\/07\/southern-california-bmw-salesman-says-the-husband-found-out-something-about-his-wife-at-close.-now-they-can-t-get-approved.jpg\")
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A Southern California BMW salesman found himself in an awkward position after a potential buyer learned about his wife during the closing process.<\/p>\n
Now they can\u2019t get approved for the loan.<\/p>\n
TikTok user Uziel Reyes (@drivewithuzi<\/a>) is a BMW salesman based in Southern California. On July 17, he posted a video about the aftermath of the revelation. \u201cHusband found out wife co-signed for her ex and now they can’t get approved,\u201d reads the on-screen text.<\/p>\n For the audio, Reyes uses a popular clip<\/a> of a couple fighting called \u201cAsk first.\u201d<\/p>\n When a potential car buyer doesn\u2019t have the credit or proof of income to secure a loan on their own, the lender might ask for a co-signer<\/a>.<\/p>\n Co-signers agree to pay back the loan if the primary borrower can\u2019t or doesn’t. It’s a position of a lot of trust and risk.<\/p>\n \u2018I Had to Call a Tow Truck:\u2019 Man Trades in Ford Explorer for 2023 Dodge Durango. He Claims Defect Has Left Him Stranded 6 Times<\/a> According to Equifax<\/a>, two people\u2019s credit reports don’t just automatically merge when they get married, and one spouse\u2019s poor credit history doesn\u2019t necessarily impact the other\u2019s.<\/p>\n The couple in Reyes\u2019 TikTok was presumably applying for the BMW loan jointly, which means the finance department would pull both their credit reports. In this case, the loan the wife co-signed could definitely impact the couple\u2019s debt-to-income ratio and ultimately result in them being denied a loan.<\/p>\n The comments section turned into an episode of The Jerry Springer Show. Most people who saw the post agree that the wife should\u2019ve told her husband about co-signing on the loan. Some viewed it as a betrayal of their marriage vows.<\/p>\n “Pain in my brother’s voice,” wrote one of many who didn\u2019t realize the audio wasn\u2019t actually the husband. “These women can’t be trusted.”<\/p>\n Another person who was similarly confused wrote, “No accountability in her voice, either. Man\u2019s in distress.”<\/p>\n Some felt that the circumstances matter.<\/p>\n \u201cI need to know if she co-signed back when her and the ex were still together or if it was during her current relationship. That\u2019s two very different things,\u201d wrote one.<\/p>\n Other people took the opportunity to take a dig at the price of BMWs.<\/p>\n “My buddy is selling a 2002 BMW for $2,000,” one offered jokingly. “You just have to buy some new headlights.”<\/p>\n Another quipped, “I\u2019m sure Hyundai can get them approved.”<\/p>\n Motor1<\/em> reached out to Reyes via TikTok comment and direct message for comment. We’ll be sure to update this if Reyes responds.<\/p>\n \u00a0 \u00a0<\/p>\n <\/p>\n","protected":false},"excerpt":{"rendered":" A Southern California BMW salesman found himself in an awkward position after a potential buyer learned about his ...<\/p>","protected":false},"author":1,"featured_media":3469,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-3467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-event-coverage"],"_links":{"self":[{"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/posts\/3467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/comments?post=3467"}],"version-history":[{"count":2,"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/posts\/3467\/revisions"}],"predecessor-version":[{"id":3470,"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/posts\/3467\/revisions\/3470"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/media\/3469"}],"wp:attachment":[{"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/media?parent=3467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/categories?post=3467"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.bruntonwolf.com\/index.php\/wp-json\/wp\/v2\/tags?post=3467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Co-Signing on a Loan<\/h2>\n
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